This site is designed to help victims of motor vehicle accidents in the state of New Jersey find the appropriate healthcare provider to address their injuries local to their home. In many cases following an auto accident a person who has sustained injuries call their family physician only to find that their personal physician doesn't accept auto insurance.
This website is primarily designed to help victims of motor vehicle accidents find suitable medical and/or chiropractic care but in many cases there may be a need for legal advice. This is a list of legal professionals, trained and practicing in the specialized filed of personal injury. AutoInjuryDocs.com Preferred Attorneys
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If you have been issued a traffic violation or a DUI as a result of an auto accident in New Jersey you may need legal council. Click here for Preferred lawyers specializing in Traffic Violations |
Understanding the Automobile Insurance Cost Reduction Act
The Automobile Insurance Cost Reduction Act of 1998 (AICRA) is the latest legislation to address problems associated with the high cost of automobile insurance in the New Jersey. A number of dramatic changes have occurred to the state's auto insurance system as a result of this new law that all drivers should know and understand.
The cost reduction measures are aimed at controlling the cost of what auto insurance pays for - medical treatment, lawsuits and vehicle repairs. While controlling the medical care the insurance company now controls your injury recovery and directs medical care.
This is done by the Pre certification system which every doctor who accepts a patient involved in a motor vehicle must adhere to without exception.
The Pre Certification system is designed to increased the insurance companies control over the doctors treatment by placeing road blocks to care and detering physicians from addressing patient needs such as diagnostic testing like MRIs and EMGs as well as rehabilitative procedure like Chiropractic manipulation and physical therapy.
In many case surgical procedures and related therapys are cut off by insurance company Independent Medical Exams. In cases such as these patients are deneid any treatment and left without options or medical benefits.
The Pre Certification system is designed to increased the insurance companies control over the doctors treatment by placeing road blocks to care and detering physicians from addressing patient needs such as diagnostic testing like MRIs and EMGs as well as rehabilitative procedure like Chiropractic manipulation and physical therapy.
In many case surgical procedures and related therapys are cut off by insurance company Independent Medical Exams. In cases such as these patients are deneid any treatment and left without options or medical benefits.
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